Legal Ownership & Developer Verification

I, V Jayashankar, am an individual application developer operating as a sole proprietor. "Jay Bro" is my public display name on the Google Play Store and is not a separate registered corporate entity. All applications and games published under the developer name "Jay Bro" are the sole legal property of V Jayashankar.

Official Merchant & Product Disclosures (RBI PA-CB Compliance)

Description of Products & Digital Services Sold:
The Service Provider utilizes this platform as a central portfolio directory to showcase independent software developments. The catalog of digital assets, active monetization structures, and upcoming pipeline items includes:

Active Mobile Applications (Google Play Store)

Word Expert: Unique Challenge com.wordtower.game

Type: Interactive Mobile Puzzle Game
Monetization: Distributed as free-to-play. Monetized off-site through programmatic advertisements (Google AdMob) and voluntary rewarded video ad tracking loops.

TagList com.yourname.taglist

Type: Mobile Utility Application
Monetization: Free to download with optional, premium digital one-time in-app purchases (IAP) handled off-site to clear ads and unlock features like local database backup encryption.

Webgames & Upcoming Releases

Webgames Portfolio

Status: Free-to-Play Browser Demonstrations
Monetization & Ads: These games are ad-supported utilizing programmatic web ad networks (such as Google AdSense).
In-Game Virtual Items: Certain titles feature optional in-game microtransactions for virtual currency (e.g., coins or tokens). All transactional checkout processing, accounting, and token balance settlements are handled off-site through secure third-party provider platforms (such as Facebook or Apple/Google web billing configurations). No direct transaction clearing engines are hosted on this domain.

Browser Tools & Extensions

Chrome Extensions Portfolio

Status: Software Directory & Add-ons
Monetization: Optional community creator support channels (such as Ko-fi or PayPal) represent standalone voluntary donations and are completely isolated from this merchant account workflow.

E-Commerce & Operational Policies

Payment Framework & Settlement Logistics:
This portfolio domain (jaybro.net) hosts informational listings, upcoming previews, and direct store redirection links only. No active e-commerce shopping carts, manual billing processing pipelines, or direct card-handling gateway options are run on this website. All digital settlements and monetization clearances are securely integrated and managed off-site via the native Google Play Billing system inside the Android games.

Terms of Service Delivery & Fulfillment:
All virtual upgrades, ad-removal privileges, or software features unlocked by consumers are provisioned instantly and automatically via cloud sync upon transaction clearance on their mobile devices. No physical supply line transport or physical fulfillment models are managed.

Refund & Cancellation Guidelines:
Because all payment clearing mechanics are securely processed and supervised directly by Google LLC, any requests for customer refunds, operational adjustments, or order cancellations are handled exclusively in accordance with the standard Google Play Refund Policy.